Curative has introduced a new health plan with $0 copays and $0 deductibles for in-network care, encouraging proactive engagement by eliminating financial barriers to care.

The only requirement to qualify is to complete a preventative health baseline visit. Once that visit is complete, members have $0 deductibles, $0 copays, and $0 out-of-pocket costs for all in-network care, including many brand-name, specialty, and generic medications. Approved by the Texas Department of Insurance, Curative’s plan will first be offered in Travis and Williamson counties in the Austin area, and then throughout the state over the coming year.

The baseline visit combines a preventative health assessment with a true health plan onboarding to not only identify opportunities for preventative care to avoid disease before it arises, but also improve members’ health literacy and understanding of how to use their plan’s benefits. During the Baseline Visit, members will be assigned a Health Navigator who will stay with them through their entire health journey, helping them understand their goals and specific needs, navigate the complex healthcare system, and provide support with scheduling an appointment or getting a prescription delivered to their home.

By completing the baseline visit within 120 days, Curative members will continue to only pay one competitive monthly premium. The comprehensive Curative network includes major providers such as the Austin Regional Clinic (ARC), Austin Diagnostic Clinic (ADC), all of St. David’s facilities, among many others, as well as 24/7/365 access to a local physician in under 10 minutes via telemedicine.

In addition to a high-quality network of providers, Curative plan members will receive exclusive access to Curative Commons, a one-stop shop for health and wellness resources. Opening in 2023, Curative Commons, located at 900 Congress Ave. in downtown Austin, will feature a first-class fitness center with a variety of classes, nutritional counseling, healthy meals and snacks, and community event space.

“Out-of-pocket costs have increased dramatically over the last 20 years by almost 60%1. While the idea of shifting responsibility to patients so they can make cost-benefit decisions is nice, this is an outdated concept that has been proven not to work. Consumers do not price shop or make rational optimizations because it’s impossible to know what services will cost; in fact, many providers don’t even know the pricing,” said Turner.

The Curative plan will be available to employers with 51 or more employees t in Travis and Williamson counties. Curative will continue to announce new launch cities in other areas of Texas as part of its strategic phased approach, with additional states coming after that.

Since 2020, Curative has been best known for being a national leader in COVID-19 testing, having provided more than 35 million tests across thousands of testing sites in 40+ states, including over 150 sites in Texas. In response to the fluid nature of the pandemic, the company rapidly evolved to innovate, solve health care challenges, and deliver critical resources that supported community health needs. Curative’s new health plan represents its next phase of growth and is the primary focus of the company following its successes in addressing other deficiencies in the healthcare system.

To learn more about Curative and its new healthcare plan, visit

About Curative
Curative was founded by its CEO Fred Turner in 2020 in Los Angeles, California, and is powered by a team of world-leading physicians, scientists, engineers, and health industry experts. Curative and its managed medical entities have been critical and a national leader in bringing COVID-19 testing and vaccine-administration resources to bear in response to the pandemic, providing more than 35 million tests and two million vaccines across thousands of locations in 40+ states. Concurrently, Curative has created and launched a first-of-its-kind employer-based health plan that offers unmatched cost transparency. Boasting a competitive premium with zero additional costs – all simply with the completion of a Baseline Visit – Curative is working to remake our healthcare system into one that works for and supports members’ whole health and well-being through every step of their personal health journey. For more information, visit, or follow us on Facebook, Instagram, Twitter, or LinkedIn.