| FUNDING PROGRAMS | ||
| Resource | Description | Phone Number |
| Capital CDC | Capital CDC is the largest and top ranked Certified Development Corporation in the state providing SBA 504 Loans and assistance with other local, state and federal Economic Development Incentives. | 512-327-9229, ext. 206 |
| Cen-Tex Certified Development Corporation | Fixed asset financing for expanding small businesses in the region and gap financing for small businesses in economically distressed counties. Loans range from $250,000 to $5-$8 million. Loan types: Equipment and Real Estate; Loan Packaging. | 888-718-0180 |
| Texas Certified Development Corporation | Provide long-term fixed rate financing under the SBA 504 program. The corporation specializes in fixed rate Commercial Real Estate and Equipment loans from $250,000 to $5 million. Loan types: Equipment and Real Estate. | 512-433-1175 |
| State of Texas Linked Deposit Program | Encourage lending to historically underutilized businesses, child-care provider, nonprofit corporations, and /or a small business that is located in an enterprise zone by providing lenders and borrowers a lower cost of capital. Lend anywhere from $10,000 to $250,000. Loan types: Equipment and Real Estate. | 512-936-0223 |
| U.S. Department of Transportation OSDBU (Office of Small & Disadvantaged Business Utilization) | This program was developed in response to the difficulty many disadvantaged and women-owned enterprises were having in obtaining short-term working capital. Provides the opportunity to obtain short-term working capital at prime interest rates for transportation-related projects. Start-ups are not eligible to apply. Loan types: Factoring. | 800-532-1169 ext. 65343 |
| City of Austin Neighborhood Commercial Management Program | The goal of NCMP is to assist in the revitalization of targeted commercial redevelopment areas. The program provides matching funds for business expansion which will result in the creation and/or retention of jobs for low- and moderate-income individuals. The Program offers fixed asset financing of up to 40% of project cost (maximum loan $250,000) and low-interest loans for businesses. Loan types: Equipment and Real Estate. | 512-974-3329 |